A first bank account checklist

Your first account sets habits for years. Look for a few basics before you open one.

• No monthly maintenance fee, or an easy way to waive it.
• A large fee-free ATM network and a mobile app that works well.
• Low or no overdraft charges, and alerts that warn you before you overspend.

Four alerts to switch on today

• Low balance
• Large purchase
• Deposit received
• Sign-in from a new device