Invest on your own or with an advisor
Commission-free online trading, managed portfolios that rebalance themselves, and retirement accounts with the tax treatment explained in plain language.
- $0Online stock and ETF trades
- 0.30%Managed advisory fee
- $500Minimum for managed
Three ways to build a portfolio
Start in whichever lane fits today — you can move between them later.
Self-directed
Trade stocks, ETFs and mutual funds with no commission and fractional shares from $1.
Managed portfolios
Answer a short risk questionnaire and we build and maintain the allocation for you.
Retirement accounts
Traditional, Roth and rollover IRAs with contribution tracking built into the dashboard.
Planning sessions
Sit down with a licensed advisor to pressure-test a retirement or education plan.
Compare investing options
Fees and minimums current as of September 8, 2026.
| Feature | Self-directed | Managed | Retirement |
|---|---|---|---|
| Minimum to start | $0 | $500 | $0 |
| Advisory fee | None | 0.30% annually | None |
| Stock and ETF trades | $0 online | Managed for you | $0 online |
| Automatic rebalancing | — | Quarterly | Optional |
| Advisor access | On request | Included | On request |
| Tax documents | 1099 package | 1099 package | 5498 and 1099-R |
Self-directed
- Minimum to start$0
- Advisory feeNone
- Stock and ETF trades$0 online
- Automatic rebalancing—
- Advisor accessOn request
- Tax documents1099 package
Managed
- Minimum to start$500
- Advisory fee0.30% annually
- Stock and ETF tradesManaged for you
- Automatic rebalancingQuarterly
- Advisor accessIncluded
- Tax documents1099 package
Retirement
- Minimum to start$0
- Advisory feeNone
- Stock and ETF trades$0 online
- Automatic rebalancingOptional
- Advisor accessOn request
- Tax documents5498 and 1099-R
Investing involves risk, including the possible loss of principal. Evermont Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Investment products are not deposits, are not covered by the FSCS and may lose value. Past performance does not guarantee future results.
Frequently asked questions
Is my investment balance insured like my deposits?
No. Securities are not deposits and are not federally insured. Uninvested cash swept to your Evermont deposit account is eligible for deposit insurance up to applicable limits.
Can I move from self-directed to managed?
Yes — in most cases we convert the account in place without selling your positions.
What does the advisory fee cover?
Portfolio construction, quarterly rebalancing, tax-loss harvesting and unlimited advisor messaging.
Do you offer education savings?
Yes — education savings goals are tracked alongside your other goals in online banking.
Talk to someone
Book 30 minutes with a Evermont banker — in branch, by phone or over video.
Retirement projection
See what monthly contributions could grow to by your target date.
Plan the next 30 years
Run the retirement calculator, then book a session with an advisor to pressure-test the plan.