Earn on the categories you already spend in, then redeem for travel at 1.5¢ per point, statement credit, gift cards or a community donation. Points never expire while your account is open.
Earning rates depend on which card you carry. The Voyager Card earns the most on travel and dining, while Everyday Cash pays a flat rate on everything with no categories to track.
Redemption value varies by method. Travel booked through the Evermont travel portal returns the most per point; statement credit is the simplest.
Points are earned on net purchases and are reversed on returns. Balance transfers, cash advances, fees and interest do not earn points. Bonus category caps and quarterly activation requirements are described in your Rewards Program Agreement, which controls in the event of any conflict. Points are forfeited if the account is closed or becomes seriously delinquent.
Compare up to three cards side by side, including earn rates and annual fees.
