Travel benefits that show up when things go wrong
Triple points on travel and dining, no foreign transaction fees, and trip protection that covers delays, cancellations and lost bags.
- 3xPoints on travel and dining
- 0%Foreign transaction fee
- 1.5¢Point value on travel
What travel benefits actually include
Coverage summaries below; see your Guide to Benefits for full terms and claim procedures.
No foreign fees
Spend in any currency without the usual 3% markup, on both the card and the debit card.
Trip delay cover
Up to $500 per ticket for meals and lodging when a covered trip is delayed six hours or more.
Lost luggage
Reimbursement up to $3,000 per passenger for checked bags that never arrive.
Travel notices
Tell us where you are going in two taps so nothing declines while you are away.
Compare travel benefits
Side by side across both travel cards and the Evermont debit card.
| Benefit | Voyager Card | Horizon Card | Evermont Debit |
|---|---|---|---|
| Points on travel | 3x | 2x | — |
| Foreign transaction fee | None | None | None |
| Trip delay coverage | Up to $500 | Up to $300 | — |
| Lost luggage | Up to $3,000 | Up to $1,500 | — |
| Airport lounge visits | 6 per year | 2 per year | — |
| Annual fee | $0 first year, then $95 | $0 | $0 |
Voyager Card
- Points on travel3x
- Foreign transaction feeNone
- Trip delay coverageUp to $500
- Lost luggageUp to $3,000
- Airport lounge visits6 per year
- Annual fee$0 first year, then $95
Horizon Card
- Points on travel2x
- Foreign transaction feeNone
- Trip delay coverageUp to $300
- Lost luggageUp to $1,500
- Airport lounge visits2 per year
- Annual fee$0
Evermont Debit
- Points on travel—
- Foreign transaction feeNone
- Trip delay coverage—
- Lost luggage—
- Airport lounge visits—
- Annual fee$0
Benefits are provided by the card network and are governed by your Guide to Benefits, which controls in the event of any conflict. Coverage requires that the eligible purchase be paid in full with your Evermont card. Benefits may be changed with notice.
Frequently asked questions
Do I need to tell you about travel?
Not usually — but adding a travel notice reduces the chance of a false decline on a first purchase abroad.
How do I redeem points for travel?
Book through the Evermont travel portal at 1.5¢ per point, or apply points as a statement credit at 1¢.
Is trip protection automatic?
Coverage applies when the full fare is paid with an eligible Evermont card. Claims are filed through the benefits administrator listed in your Guide to Benefits.
Can I use my debit card abroad?
Yes, with no foreign transaction fee. Withdrawals at out-of-network ATMs may carry the owner’s surcharge.
Talk to someone
Book 30 minutes with a Evermont banker — in branch, by phone or over video.
Heading somewhere soon?
Set a travel notice and check your card controls before you fly.
Put points toward the next trip
Track your balance in online banking and redeem for flights, hotels, cash back or gift cards.