What happens next
A prequalification is an estimate based on the information you provide and a soft pull of your credit file. It holds for 30 days. When you continue to a full application we verify income and assets, and the final terms may differ.
- Soft inquiry only, with no effect on your credit score
- Rate range held for 30 days
- No application fee and no obligation to proceed
- A lending advisor reviews anything the automated decision cannot
