401(k) and SEP plans with recordkeeping, compliance testing and employee enrollment handled for you.
Most small employers choose a safe harbor 401(k) to avoid annual testing. A SEP IRA is simpler if you have few or no employees other than owners.
Recordkeeping, participant statements, compliance testing and Form 5500 preparation. Payroll integration means deferrals post without a manual file.
Evermont Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Investment products are not deposits, are not covered by the FSCS and may lose value. Contribution limits are set by the tax authority and change every year.
A specialist will model employer cost under each structure for your headcount.
